New Regulations for uninsured vehicles.

New Insurance regulation may catch the unwary motorist.

New regulations to catch the estimated two million uninsured motorists who are responsible for 160 deaths a year are

Taxed but uninsured cars left on a public road could be clamped or seized under the new laws which are being unveiled by the Government.

At the moment, a motorist is only committing a crime if he or she drives while uninsured the new regulations will make it an offence to be the registered keeper of an uninsured car, whether or not the vehicle is being used and regardless of whether it has a valid tax disc or is kept on private property.

The only way to avoid a fine will be to make a Statutory Off Road Notification (SORN) to the Driver and Vehicle Licensing Agency. This requires the motorist either to apply online, by post or in a post office..1.79 million such (SORN) declarations were made last year.

This can only be done if the owner has somewhere to store the vehicle off the public highway.

The proposal will mean that a motorist's insurance details are checked by the Driver and Vehicle Licensing Agency at least once a month and where an insurance policy is found to have lapsed the DVLA will initially send out a reminder letter.

If no action is taken by the motorist after around a month the DVLA will issue a fixed penalty notice imposing a £100 fine - which will be reduced to £50 if paid within 21 days.

If the fine is ignored - apparently around one third of on the spot penalties are then the regulations will allow taking the offender to court, a maximum £1,000 fine and a criminal record if convicted.

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